You may be wondering about whether getting static caravan insurance is really worth it. While it isn’t a legal requirement, and you can own a caravan without it, you might be putting yourself at more significant financial risk should something go wrong.
Firstly, some caravan parks have rules that your mobile home will need to be insured to keep it on site. Not having the protection in place could make it more difficult to find a place to keep it.
Secondly, static caravans aren’t cheap. Most are worth thousands of pounds, so why wouldn’t you want to ensure it’s safe in case anything goes wrong?
Imagine if there was a storm and a tree fell on it, or a fire broke out? Without the insurance in place, you’ve lost the large sum of money you invested in it. By paying that extra amount on insurance, you can sleep well at night, knowing you’ll always be covered in case of some freak accident.